Our simple guide to buying a property

Before looking at properties, if a mortgage is required, it might be a good idea to speak to an independent Financial Advisor to work out a realistic budget dependent on your income and available deposit. If you need any help with this we would be happy to recommend some local independent advisors.

We would like to get to know as much about you as possible to ensure that we can match you up with the most suitable properties. You can use the form on our website or if you have time please call us on 020 8504 9344 or pop in to our office for a chat. There are some matters to consider such as which areas you are considering, the type of property you are looking for, the “must haves” and whether you might consider doing work to a property if it is the right one.

We would recommend that you view a fair amount of properties in your price range to ensure that when the right one comes along you know it’s the one for you. We usually accompany viewings so will be on hand to answer any questions. If the property is not right for any reason please do let us know as this will help us find you the perfect property.

When you have found the “one” speak to us and we will let you know the best way to proceed. At this point, we will need to know your buying position, timeframes and funds.

Once your offer has been accepted we will need to have your solicitor details and also your mortgage broker will need to get to work. We can recommend local solicitors if necessary. Our team will be there every step of the way to keep you informed and abreast of all communications with all parties. Once the finances have been arranged and the legal work has been completed then you will be in a position to “exchange contracts”. At this time your solicitor will need 10% of the purchase price to act as deposit, and once contracts are exchanged you are legally obliged to buy the property on the agreed completion date.

Moving day today! Once the monies have cleared through the seller’s account then we can release the keys. Time to crack open the champagne!